The Pros and Cons of a Big Tax Refund

Is receiving a big tax refund a reason to celebrate?

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Latest Available Stock Quotes
Ticker Name	Percent Difference (when noted with %) otherwise Last Price	Difference (where applicable)
Dow Jones Industrials	27,712.23	+0.76%
Dow Jones Transportation	10,643.15	+1.37%
Dow Jones Utilities	854.59	+0.46%
Nasdaq 100	8,254.74	-0.66%
NYSE Composite	13,366.09	-0.61%
AMEX Composite	2,404.50	-1.50%
PHLX Semiconductor Index	1,665.71	-1.54%
OSX Oil Service Sector Index	66.22	-2.51%

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